By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Permission is granted to temporarily download one copy of the materials (information or software) on Cross Waves Church's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on Cross Waves Church's web site; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or "mirror" the materials on any other server. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Cross Waves at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The materials on Cross Waves Church's web site are provided "as is". Cross Waves Church makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Cross Waves Church does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

In no event shall Cross Waves Church or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Cross Waves Church's Internet site, even if Cross Waves Church or a Cross Waves Church authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

The materials appearing on Cross Waves Church's web site could include technical, typographical, or photographic errors. Cross Waves Church does not warrant that any of the materials on its web site are accurate, complete, or current. Cross Waves Church may make changes to the materials contained on its web site at any time without notice. Cross Waves Church does not, however, make any commitment to update the materials.

Cross Waves Church has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Cross Waves Church of the site. Use of any such linked web site is at the user's own risk.

Cross Waves Church may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Copyright © 2018 Cross Waves Church All Rights Reserved
All material on this website is copyrighted by Cross Waves Church, except for some material that is copyrighted by others and used here by permission. Copyrighted material may not be copied, reproduced or otherwise used for commercial purposes without the written permission of the copyright holder. This site also contains some trademarks, which may not be appropriated by persons other than the trademark owner and may not be used contrary to trademark law. If you wish to request permission to use materials in a manner otherwise prohibited herein, please send an email to: email@CrossWavesChurch.com or contact us via telephone at (586) 588-5813.

Any claim relating to Cross Waves Church's web site shall be governed by the laws of the State of Michigan without regard to its conflict of law provisions.
General Terms and Conditions applicable to Use of a Web Site.

Effective date: December 19, 2018
This notice is here to help you understand how we collect, use, disclose, transfer, store, or acquire your Personal Data, as well as your rights regarding that data. We hope to be as transparent and clear as possible so please contact us with any misunderstandings or questions regarding this statement.
Cross Waves Church Inc ("Cross Waves Church", "us", "we", or "our"), a 501(c)(3) non-profit organization, operates and manages all Cross Waves Church websites. Any of the sites are referred to from here on out as the "Service".
We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. If you disagree with any part of this policy, please do not provide Personal Data to us and do not use the Service. 

Service
Service is any website owned and operated by Cross Waves Church.

Personal Data
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Cookies
Cookies are small pieces of data stored on your device (computer or mobile device).

Data Controller
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.

For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.

Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process your data more effectively.

Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.

Information Collection And Use
We collect several different types of information for various purposes to provide and improve our Service to you. Personal Data is collected whenever you are in contact with us, for example when you:

• Visit any of our websites
• Make a donation
• Register for an event
• Apply for employment or volunteer positions
• Provide your contact information to team members
• Purchase products
• Participate in Cross Waves Church events
• Fill out any online forms we provide
• Contact our offices (whether through calling, texting, emailing, or writing)
• Have in-person meetings with team members or pastors
• Access our social media platforms

Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

• Personal details such as names, titles, and date of birth
• Contact information such as email address, phone numbers, and postal addresses
• When donating or purchasing, financial information such as bank or credit/card details and receipt history
• When relevant and in-line with our mission, demographic information such as marital status, ethnicity, education, and family details
• Spouse and family details when volunteering, checking in, or participating in Cross Waves Church events and activities
• Photographs given by you, or taken of you on Cross Waves Church premises or at Cross Waves Church events and activities
• Website Cookies and Usage Data

Usage Data
We may also collect information how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), device type, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data. All of this information is only used to make decisions on how to improve the Service for you as a User. It is never shared or transferred outside of Cross Waves Church or our third-party partners as listed under "Service Providers"

Sensitive/Special Category Personal Information
We may collect and store sensitive personal information (Special Category Information under GDPR) such as:

• Health information if shared in pastoral meetings
• Health information to help with attendance to Cross Waves Church events or activities
• Religious information such as faith affiliations, church event/activity attendance, personal faith decisions, and baptisms
• Prayer requests

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you with your willingly given consent. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us.

Tracking & Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
Examples of Cookies we use:

• Session Cookies. We use Session Cookies to operate our Service.
• Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
• Security Cookies. We use Security Cookies for security purposes.

Cookies can be removed, or blocked at any point by managing your browser settings. Please refer to your browsers help documentation for instructions; however, please be aware you may not be able to use portions of our Service, or it may not work as expected.

Use of Data
Cross Waves Church uses the collected data for various purposes:

• To provide and maintain our Service
• To notify you about changes to our Service
• To allow you to participate in interactive features of our Service when you choose to do so
• To provide support
• To gather analysis or valuable information so that we can improve our Service
• To monitor the usage of our Service
• To detect, prevent and address technical issues
• To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)
If you are from the European Economic Area (EEA), Cross Waves Church's legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.
We may process your Personal Data because:

• We need to perform a contract with you
• You have given us permission to do so
• The processing is in our legitimate interests and it's not overridden by your rights
• To comply with the law

Retention of Data
Cross Waves Church will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Cross Waves Church will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Transfer of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Cross Waves Church will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure for Law Enforcement
Under certain circumstances, Fresh Life Church may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements
Cross Waves Church may disclose your Personal Data in the good faith belief that such action is necessary to:

• To comply with a legal obligation
• To protect and defend the rights or property of Cross Waves Church, Inc.
• To prevent or investigate possible wrongdoing in connection with the Service
• To protect the personal safety of users of the Service or the public
• To protect against legal liability

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data on our side, we cannot guarantee its absolute security.

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Cross Waves Church aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the following data protection rights:
The right to access, update or to delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
The right to withdraw consent. You also have the right to withdraw your consent at any time where Cross Waves Church relied on your consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose. You can read their respective privacy policies as well to see how they keep your Personal Data secure.

Subsplash
Subsplash is the donation payment gateway you will see on our Cross Waves Church giving page or in our mobile app. Cross Waves Church never stores, or sees, your payment method details for security.
https://www.subsplash.com/legal/privacy

ChurchTeams
ChurchTeams is our church management software, which is an administrative app to help store individual and household profiles, groups, event registration, giving, and check-in data.
https://go.churchteams.com/privacy-policy/

Mailchimp
MailChimp is an email marketing and communication platform that Cross Waves Church will use to send marketing or promotional material, newsletters, or generic updates of Cross Waves Church events or activities. You can opt-out at any point using the "Unsubscribe" link in any email's footer. You can contact us to delete, edit, or amend your Data as well.
https://mailchimp.com/legal/privacy/

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Personal Data of Children will be collected by ChurchTeams (our church management software) if you are registering or checking in to a Cross Waves Church event or activity, or if you provide it willingly to a staff or team member to be entered into our Planning Center database. Please refer to Planning Center's privacy policy to see how that data is securely handled and stored.

We may amend this Policy from time to time to reflect changes in best practice, security and control and to ensure compliance with any changes or amendments to the Law or other applicable legislation in the EEA. Any amended version will be available on the website. We suggest you visit regularly to keep up to date with any changes.

If you have any questions about this Privacy Policy, please contact us:
By email: email@crosswaveschurch.com
By telephone number: +1 (586) 588-5813
By mail: 27550 Groveland St., Roseville, MI 48066